Card database → Fidelity Rewards Visa Signature vs Chase Ink Business Cash

Fidelity Rewards Visa Signature vs Chase Ink Business Cash

Printed earn rates valued in cents per dollar, side by side — the same math the Credit Upside engine runs on every charge. Card data verified 2026-08-21.

CategoryFidelity Rewards Visa SignatureChase Ink Business Cash
Dining2.0¢/$ (2%)2.0¢/$ (2%)
Groceries2.0¢/$ (2%)1.0¢/$ (1%)
Gas2.0¢/$ (2%)2.0¢/$ (2%)
Travel2.0¢/$ (2%)1.0¢/$ (1%)
Flights2.0¢/$ (2%)1.0¢/$ (1%)
Hotels2.0¢/$ (2%)1.0¢/$ (1%)
Streaming2.0¢/$ (2%)1.0¢/$ (1%)
Online retail2.0¢/$ (2%)1.0¢/$ (1%)
Office supply2.0¢/$ (2%)5.0¢/$ (5%)
Internet and cable2.0¢/$ (2%)5.0¢/$ (5%)
Cell phone plans2.0¢/$ (2%)5.0¢/$ (5%)
Rideshare2.0¢/$ (2%)1.0¢/$ (1%)
5% at Lyft only — not counted
Everything else2.0¢/$ (2%)1.0¢/$ (1%)
Annual feeNoneNone
Statement credits (max/yr)$240
Foreign transaction feeNone3%
Signup bonus100,000 after $8,000/4mo
Offer last confirmed2026-09-14

Fidelity Rewards Visa Signature wins more of the everyday categories (8 of 13), but Chase Ink Business Cash still wins where you might spend most — which card earns more depends entirely on where YOUR money goes.

Point values are Credit Upside's maintained mid-range estimates (). Caps, rotating categories and credit usage change the real answer — the app applies all of them to your actual statement.

Run your own spending through both — free

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