Exxon Mobil Smart Card+™ Credit Card
No annual fee · no published rate on everything else · no foreign transaction fees
Earn rates · how we got this
| Category | Rate | Cap |
|---|---|---|
| Gas | 0.1% | uncapped |
| Everything else | not published | the issuer does not print a rate for uncategorised spending |
See how it ranks: best gas cards.
Non-cash perks
- Pay at the pump via the Exxon Mobil Rewards+™ mobile app
- Nationwide acceptance at 12,000+ Exxon and Mobil stations
- Discounts stack with the separate Exxon Mobil Rewards+ loyalty program
Does the fee earn out? · how we got this
No annual fee, so every point earned is pure upside. The question is only whether its rates beat the other cards already in your wallet — which depends on your spending, not the card.
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
Who this card is not for
Every point below is a term the issuer prints, read off this card's own row in our database — not an opinion about the card. One thing on this card rules out a kind of spender:
- Anyone wanting one card for everything. The issuer publishes no earn rate for spending outside the categories above, so we cannot tell you what an uncategorised dollar earns here. We print that as unknown rather than as a zero, but it does mean this card cannot be judged as an everything card.
More from Citi
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-08-21 against issuer terms · sources: www.citi.com · www.supermoney.com · thepointsguy.com. Spot an error? Tell us.