Citi · Store card (closed-loop; valid only at participating Exxon and Mobil stations)
Exxon Mobil Smart Card+™ Credit Card
No annual fee · no published rate on everything else · no foreign transaction fees
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Gas | 0.1% | uncapped |
| Everything else | not published | the issuer does not print a rate for uncategorised spending |
See how it ranks: best gas cards.
Non-cash perks
- Pay at the pump via the Exxon Mobil Rewards+™ mobile app
- Nationwide acceptance at 12,000+ Exxon and Mobil stations
- Discounts stack with the separate Exxon Mobil Rewards+ loyalty program
Does the fee earn out?
No annual fee, so every point earned is pure upside. The question is only whether its rates beat the other cards already in your wallet — which depends on your spending, not the card.
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
More from Citi
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Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-08-21 against issuer terms · sources: www.citi.com · www.supermoney.com · thepointsguy.com. Spot an error? Tell us.