Citi · Store card (closed-loop, Best Buy only)
My Best Buy® Credit Card
No annual fee · no published rate on everything else · no foreign transaction fees
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Everything else | not published | the issuer does not print a rate for uncategorised spending |
| Other at Best Buy only — anywhere else in this category the card earns its base rate, so it is excluded from every ranking on this site |
5x | uncapped |
Non-cash perks
- Store-only card usable at Best Buy and bestbuy.com (not accepted elsewhere)
- Promotional financing offers on Best Buy purchases (deferred-interest or reduced-rate installment plans)
Does the fee earn out?
No annual fee, so every point earned is pure upside. The question is only whether its rates beat the other cards already in your wallet — which depends on your spending, not the card.
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
More from Citi
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Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-09-03 against issuer terms · sources: www.bestbuy.com · www.citi.com · www.firstcard.app. Spot an error? Tell us.