Citi · Mastercard
L.L.Bean® Mastercard®
No annual fee · 1x on everything else · no foreign transaction fees
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Dining | 2x | uncapped |
| Everything else | 1x | uncapped |
See how it ranks: best dining cards.
Non-cash perks
- Free standard shipping and free return shipping on L.L.Bean purchases paid with the card or entirely with Bean Bucks
- Free monogramming on eligible L.L.Bean items purchased with the card or Bean Bucks
- Birthday bonus for cardmembers active 45+ days prior to birth month
- 15% savings on eligible L.L.Bean Outdoor Discovery Programs
- Outdoor Impact Votes toward donations to partner non-profits during an annual voting window
Does the fee earn out?
No annual fee, so every point earned is pure upside. The question is only whether its rates beat the other cards already in your wallet — which depends on your spending, not the card.
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
More from Citi
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Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-08-21 against issuer terms · sources: www.citi.com · www.citi.com · www.nerdwallet.com. Spot an error? Tell us.