L.L.Bean® Mastercard®
No annual fee · 1x on everything else · no foreign transaction fees
Terms verified 2026-08-21 against issuer terms
Earn rates · how we got this
| Category | Rate | Cap |
|---|---|---|
| Dining | 2x 2.0¢ per $1 |
uncapped |
| Everything else | 1x 1.0¢ per $1 |
uncapped |
See how it ranks: best dining cards.
Non-cash perks
- Free standard shipping and free return shipping on L.L.Bean purchases paid with the card or entirely with Bean Bucks
- Free monogramming on eligible L.L.Bean items purchased with the card or Bean Bucks
- Birthday bonus for cardmembers active 45+ days prior to birth month
- 15% savings on eligible L.L.Bean Outdoor Discovery Programs
- Outdoor Impact Votes toward donations to partner non-profits during an annual voting window
Does the fee earn out? · how we got this
No annual fee, so every point earned is pure upside. The question is only whether its rates beat the other cards already in your wallet — which depends on your spending, not the card.
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
More from Citi
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-08-21 against issuer terms · sources: www.citi.com · www.citi.com · www.nerdwallet.com. Spot an error? Tell us.