Southwest Rapid Rewards Premier Business Card
$149 annual fee · 1x on everything else · no foreign transaction fees
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Gas | 2x | on the first $8,000/year |
| Dining | 2x | on the first $8,000/year |
| Everything else | 1x | uncapped |
| Flights at Southwest only — anywhere else in this category the card earns its base rate, so it is excluded from every ranking on this site |
3x | uncapped |
See how it ranks: best gas cards · best dining cards.
Signup bonus: 60,000 points after $3,000 in 3 months. We never count unearned bonuses in savings math — a bonus you don't clear is worth zero. Bonus figure confirmed on the issuer's page 2026-09-10.
Statement credits — $0/yr on paper
| Credit | Value | How it pays |
|---|---|---|
| Inflight drink/Wi-Fi rebate | $0/year | annual |
Monthly and quarterly credits expire if unused — that's where most of their printed value quietly disappears.
Non-cash perks
- 6,000 bonus points every account-anniversary year
- One 15% flight-discount promo code every account-anniversary year (excludes Basic fare)
- First checked bag free for cardholder + up to 8 companions on same reservation
- Group 5 boarding for cardholder + up to 8 companions
- Standard/Preferred seat selection within 48 hours of departure when available
- 2,000 Tier Qualifying Points per $5,000 spent per program year toward A-List/A-List Preferred status
- 10,000 Companion Pass qualifying-point boost per calendar year
Does the fee earn out?
The $149 fee minus $0 in printed credits leaves $149/yr to earn back through rewards — roughly $5,731 of gas spending at 2x (valuing Southwest Rapid Rewards at the same mid-range value the optimizer uses). Whether that clears depends on your actual spending.
Is this $149 fee worth it? See the break-even math →
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
Comparing cards in the same currency? See the best cards that earn Southwest Rapid Rewards →
More from Chase
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-08-21 against issuer terms · sources: creditcards.chase.com. Spot an error? Tell us.