Marriott Bonvoy Bold® Credit Card
No annual fee · 1x on everything else · no foreign transaction fees
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Groceries | 2x | uncapped |
| Rideshare | 2x | uncapped |
| Streaming | 2x | uncapped |
| Internet & cable | 2x | uncapped |
| Cell phone plans | 2x | uncapped |
| Everything else | 1x | uncapped |
| Hotels at Marriott only — anywhere else in this category the card earns its base rate, so it is excluded from every ranking on this site |
3x | uncapped |
See how it ranks: best groceries cards · best rideshare cards · best streaming cards · best cell phone plans cards.
Signup bonus: 45,000 points after $1,000 in 3 months. We never count unearned bonuses in savings math — a bonus you don't clear is worth zero. Bonus figure confirmed on the issuer's page 2026-09-11.
Non-cash perks
- Automatic Marriott Bonvoy Silver Elite status each calendar year
- 5 Elite Night Credits deposited annually (on or before March 1)
- 10% Elite Bonus Points on stays as Silver Elite
- Priority Late Checkout (based on availability)
- Complimentary Wi-Fi at participating Marriott Bonvoy hotels
- No foreign transaction fees
- Auto rental collision/theft coverage (secondary in the U.S.)
- Baggage delay insurance (up to $100/day for 5 days)
Does the fee earn out?
No annual fee, so every point earned is pure upside. The question is only whether its rates beat the other cards already in your wallet — which depends on your spending, not the card.
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
Comparing cards in the same currency? See the best cards that earn Marriott Bonvoy points →
More from Chase
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-08-21 against issuer terms · sources: marriott.chase.com · marriott.chase.com · thepointsguy.com. Spot an error? Tell us.