What are Avios worth?
Credit Upside values Avios at a conservative 1.30¢ per point — the same mid-range number the optimizer uses to score your spending. That's about 1.30× a penny — an Avios point is worth more than a 1¢ cash-back point.
Updated 2026-09-16
What you actually get depends on how you redeem. A great redemption can beat this; cashing out often pays less.
How we get to 1.30¢
Avios are miles in a single airline's program. We use a single conservative mid-range value — not the best-case redemption a points blog might quote — because the optimizer has to be honest about what you'll typically get, not what's theoretically possible. Your own redemptions can beat it (a well-timed transfer) or trail it (a low-value cash-out). Full methodology →
Cards that earn Avios
- Aer Lingus Visa Signature Card — 2x on hotels, $95 fee
- British Airways Visa Signature Card — 2x on hotels, $95 fee
- Iberia Visa Signature Card — 2x on hotels, $95 fee
Avios don't transfer out — they're spent inside one program. That's the trade-off against a flexible currency: fewer places to use them, so the 1.30¢ has to earn its keep on its own. Compare transfer reach across programs →
Is an Avios point better than cash?
At 1.30¢, yes on paper — but only if you redeem near that value. A 1.30¢ point that you cash out at 1¢ is just a 1¢ point. The only way to know for your wallet is to score real spending — which is what the app does, applying this value to every charge.
Want the ranked version? Best cards that earn Avios puts all 3 of them in order by real cents back per dollar — the printed rate times this 1.30¢ value.
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Valued near it: Capital One miles (1.30¢) · JetBlue TrueBlue (1.30¢) · AAdvantage miles (1.35¢) · Aeroplan points (1.35¢) · Chase Ultimate Rewards (1.25¢)
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