Wells Fargo Attune
No annual fee · 1% on everything else · 3.0% foreign transaction fee
Earn rates · how we got this
| Category | Rate | Cap |
|---|---|---|
| Entertainment | 4% | uncapped |
| Transit | 4% | uncapped |
| EV charging | 4% | uncapped |
| Everything else | 1% | uncapped |
See how it ranks: best entertainment cards · best transit cards · best EV charging cards.
Non-cash perks
- Closed to new applicants as of June 15, 2026 (existing cardholders keep the card)
- World Elite Mastercard benefits, including select streaming and meal-kit offers (up to ~$264/yr in value, subject to auto-renewal and enrollment)
- Cellular telephone protection when you pay your phone bill with the card
Does the fee earn out? · how we got this
No annual fee, so every point earned is pure upside. The question is only whether its rates beat the other cards already in your wallet — which depends on your spending, not the card.
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
Who this card is not for
Every point below is a term the issuer prints, read off this card's own row in our database — not an opinion about the card. two things on this card rule out a kind of spender:
- Anyone applying today. The issuer no longer opens this card to new applicants, and the product is discontinued. It stays published because people still hold it, not because it can be applied for.
- Anyone who spends abroad. Every purchase in a foreign currency carries a 3.0% foreign transaction fee. On a card earning 1.0¢ per dollar at the base rate, that fee costs more than the rewards on the same purchase.
More from Wells Fargo
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-09-02 against issuer terms · sources: www.wellsfargo.com. This card is closed to new applicants. Spot an error? Tell us.