The Platinum Credit Card (American Express Mexico)
MX$4,292 annual fee · 0.055x on everything else · 2.7% foreign transaction fee
Earn rates · how we got this
| Category | Rate | Cap |
|---|---|---|
| Everything else | 0.055x | uncapped |
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What we have watched change
Differences between one check of the issuer's page and the next — not a reconstruction of the card's history. We only know what we were watching when it moved.
- Annual fee The Platinum Credit Card (American Express Mexico) annual fee fell from $4,872 to $4,292. 2026-09-16
Spend-gated credits
- Cashback mensual Walmart
These require qualifying spend or status, so we exclude them from every total.
Non-cash perks
- Priority Pass & Centurion lounge access
- Hotel elite status
- Concierge & travel credits
- Fee $4,200 MXN + IVA (rose Sep 2026)
- Anualidad: $3,700.00 M.N. más IVA ($4,292). A partir del 22 de septiembre de 2026 aumenta a $4,200.00 M.N. más IVA ($4,872).
- Cashback Viva de $800 M.N. publicado por el emisor; no se codifica porque no se leyó su periodicidad.
Does the fee earn out? · how we got this
The MX$4,292 fee minus MX$0 in printed credits leaves MX$4,292/yr to earn back through rewards — roughly MX$975,455 of spending at the base rate (valuing Amex Membership Rewards (Mexico) at the same mid-range value the optimizer uses). Whether that clears depends on your actual spending.
Who this card is not for
Every point below is a term the issuer prints, read off this card's own row in our database — not an opinion about the card. two things on this card rule out a kind of spender:
- Anyone who spends abroad. Every purchase in a foreign currency carries a 2.7% foreign transaction fee. On a card earning 0.4¢ per dollar at the base rate, that fee costs more than the rewards on the same purchase.
- Spending outside its bonus categories. Everything else earns 0.055x, worth about 0.4¢ per dollar at our value for Amex Membership Rewards (Mexico) — less than the 1¢ a plain cash-back card pays on the same dollar. This card only wins where its bonus categories do.
More from American Express (Mexico)
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-09-15 against issuer terms · sources: www.americanexpress.com. Spot an error? Tell us.