The Gold Elite Credit Card (American Express Mexico)

Earn rates · how we got this

See more Mexico credit cards →

Spend-gated credits

• Cashback mensual Walmart

These require qualifying spend or status, so we exclude them from every total.

Non-cash perks

• First year fee free
• Membership Rewards with Payback
• Automatic 3 meses sin intereses on purchases over $2,400 MXN
• Airport lounge & travel benefits

Does the fee earn out? · how we got this

The MX$1,972 fee minus MX$0 in printed credits leaves MX$1,972/yr to earn back through rewards — roughly MX$448,182 of spending at the base rate (valuing Amex Membership Rewards (Mexico) at the same mid-range value the optimizer uses). Whether that clears depends on your actual spending.

Who this card is not for

Every point below is a term the issuer prints, read off this card's own row in our database — not an opinion about the card. two things on this card rule out a kind of spender:

• Anyone who spends abroad. Every purchase in a foreign currency carries a 2.7% foreign transaction fee. On a card earning 0.4¢ per dollar at the base rate, that fee costs more than the rewards on the same purchase.
• Spending outside its bonus categories. Everything else earns 0.055x, worth about 0.4¢ per dollar at our value for Amex Membership Rewards (Mexico) — less than the 1¢ a plain cash-back card pays on the same dollar. This card only wins where its bonus categories do.

More from American Express (Mexico)

• The Platinum Credit Card (American Express Mexico) MX$4,292/yr

All Mexico cards →