Citi Rewards+® Card
No annual fee · 1x on everything else · no foreign transaction fees
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Groceries | 2x | on the first $6,000/year |
| Gas | 2x | on the first $6,000/year |
| Everything else | 1x | uncapped |
See how it ranks: best groceries cards · best gas cards.
Non-cash perks
- Automatic round-up to the nearest 10 points on every purchase, no cap
- 10% points back on the first 100,000 points redeemed each year
Does the fee earn out?
No annual fee, so every point earned is pure upside. The question is only whether its rates beat the other cards already in your wallet — which depends on your spending, not the card.
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
Comparing cards in the same currency? See the best cards that earn Citi ThankYou points →
More from Citi
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-08-21 against issuer terms · sources: www.nerdwallet.com · www.citi.com. This card is closed to new applicants. Spot an error? Tell us.