WestJet RBC World Elite Mastercard
C$139 annual fee · 1.5x on everything else · 2.5% foreign transaction fee
Earn rates · how we got this
| Category | Rate | Cap |
|---|---|---|
| Groceries | 2x | uncapped |
| Gas | 2x | uncapped |
| EV charging | 2x | uncapped |
| Transit | 2x | uncapped |
| Rideshare | 2x | uncapped |
| Everything else | 1.5x | uncapped |
| Flights at WestJet only — anywhere else in this category the card earns its base rate, so it is excluded from every ranking on this site |
2x | uncapped |
See more Canada credit cards →
Non-cash perks
- Annual round-trip companion voucher (from $119 + taxes)
- Free first checked bag on WestJet
- WestJet cobrand
Does the fee earn out? · how we got this
The C$139 fee minus C$0 in printed credits leaves C$139/yr to earn back through rewards — roughly C$5,347 of groceries spending at 2x (valuing WestJet dollars at the same mid-range value the optimizer uses). Whether that clears depends on your actual spending.
Who this card is not for
Every point below is a term the issuer prints, read off this card's own row in our database — not an opinion about the card. One thing on this card rules out a kind of spender:
- Anyone who spends abroad. Every purchase in a foreign currency carries a 2.5% foreign transaction fee. On a card earning 1.9¢ per dollar at the base rate, that fee costs more than the rewards on the same purchase.
More from Royal Bank of Canada
- RBC Avion Visa Infinite C$120/yr
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-09-15 against issuer terms · sources: www.rbcroyalbank.com. Spot an error? Tell us.