RBC Avion Visa Infinite
C$120 annual fee · 1x on everything else · 2.5% foreign transaction fee
Earn rates · how we got this
| Category | Rate | Cap |
|---|---|---|
| Travel | 1.25x | uncapped |
| Everything else | 1x | uncapped |
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Signup bonus: 70,000 points after C$5,000 in 6 months. We never count unearned bonuses in savings math — a bonus you don't clear is worth zero. Staged: 35,000 on approval, 20,000 after $5,000 in 6 months, 15,000 on the first anniversary. Apply by 2026-11-25. Limited-time offer; ends 2026-11-25.
Non-cash perks
- Avion Rewards transfer partners (Avios, WestJet, etc.)
- Travel insurance package
Does the fee earn out? · how we got this
The C$120 fee minus C$0 in printed credits leaves C$120/yr to earn back through rewards — roughly C$6,400 of travel spending at 1.25x (valuing RBC Avion points at the same mid-range value the optimizer uses). Whether that clears depends on your actual spending.
Who this card is not for
Every point below is a term the issuer prints, read off this card's own row in our database — not an opinion about the card. One thing on this card rules out a kind of spender:
- Anyone who spends abroad. Every purchase in a foreign currency carries a 2.5% foreign transaction fee. On a card earning 1.5¢ per dollar at the base rate, that fee costs more than the rewards on the same purchase.
More from Royal Bank of Canada
- WestJet RBC World Elite Mastercard C$139/yr
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-09-15 against issuer terms · sources: www.rbcroyalbank.com. Spot an error? Tell us.