Bank of America Travel Rewards

No annual fee · 1.5x on everything else · no foreign transaction fees

Earn rates

CategoryRateCap
Everything else 1.5x uncapped
Issuer travel portal
portal only — pays only if you book through the issuer's own site, so it is excluded from every ranking on this site
3x uncapped

Non-cash perks

  • Points redeemable as a statement credit against any travel or restaurant purchase (flights, hotels, car/vacation rentals, baggage fees, takeout included)
  • Points don't expire while account is open
  • 0% intro APR for 15 billing cycles on purchases and balance transfers made in the first 60 days (3% intro BT fee, then 5%)
  • Preferred Rewards bonus eligible

Does the fee earn out?

No annual fee, so every point earned is pure upside. The question is only whether its rates beat the other cards already in your wallet — which depends on your spending, not the card.

Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.

Comparing cards in the same currency? See the best cards that earn Bank of America points →

More from Bank of America

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Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →

Verified 2026-08-21 against issuer terms · sources: www.nerdwallet.com · www.bankofamerica.com. Spot an error? Tell us.

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