Bank of America Travel Rewards Credit Card for Students
No annual fee · 1.5x on everything else · no foreign transaction fees
Earn rates · how we got this
| Category | Rate | Cap |
|---|---|---|
| Everything else | 1.5x | uncapped |
| Issuer travel portal portal only — pays only if you book through the issuer's own site, so it is excluded from every ranking on this site |
3x | uncapped |
Non-cash perks
- Points redeemable as statement credit toward travel and dining purchases (flights, hotels, car/vacation rentals, baggage fees, takeout), no blackout dates
- 0% intro APR for 15 billing cycles on purchases and balance transfers made in the first 60 days (3% intro BT fee, then 5%)
- Marketed to applicants with limited/no credit history
- Preferred Rewards/BofA Rewards bonus eligible (not independently re-confirmed for this student variant)
Does the fee earn out? · how we got this
No annual fee, so every point earned is pure upside. The question is only whether its rates beat the other cards already in your wallet — which depends on your spending, not the card.
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
Who this card is not for
Every point below is a term the issuer prints, read off this card's own row in our database — not an opinion about the card. One thing on this card rules out a kind of spender:
- Anyone who doesn't spend at the issuer's travel portal. Its largest printed rate, 3x on issuer travel portal, pays only at the issuer's travel portal. Elsewhere in that category the card earns 3x, so the headline number is a loyalty rate rather than a category rate — which is why no ranking on this site counts it.
Comparing cards in the same currency? See the best cards that earn Bank of America points →
More from Bank of America
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-08-21 against issuer terms · sources: www.bankofamerica.com · www.bankofamerica.com · www.nerdwallet.com. Spot an error? Tell us.