Hawaiian Airlines World Elite Mastercard
$99 annual fee · 1x on everything else · no foreign transaction fees
Earn rates · how we got this
| Category | Rate | Cap |
|---|---|---|
| Gas | 2x | uncapped |
| Dining | 2x | uncapped |
| Groceries | 2x | uncapped |
| Everything else | 1x | uncapped |
| Flights at Hawaiian Airlines only — anywhere else in this category the card earns its base rate, so it is excluded from every ranking on this site |
3x | uncapped |
See how it ranks: best gas cards · best dining cards · best groceries cards.
Non-cash perks
- Two free checked bags for the primary cardmember on tickets bought direct from Hawaiian/Alaska
- One-time 50% off companion discount on a roundtrip coach fare between Hawaii and North America on Hawaiian Airlines
- Discounted award flights on Hawaiian Airlines
- Points can be shared with friends/family
- No foreign transaction fees
Does the fee earn out? · how we got this
The $99 fee minus $0 in printed credits leaves $99/yr to earn back through rewards — roughly $3,536 of gas spending at 2x (valuing Alaska miles at the same mid-range value the optimizer uses). Whether that clears depends on your actual spending.
Is this $99 fee worth it? See the break-even math →
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
Who this card is not for
Every point below is a term the issuer prints, read off this card's own row in our database — not an opinion about the card. two things on this card rule out a kind of spender:
- Anyone applying today. The issuer no longer opens this card to new applicants. It stays published because people still hold it, not because it can be applied for.
- Anyone who doesn't spend at Hawaiian Airlines. Its largest printed rate, 3x on flights, pays only at Hawaiian Airlines. Anywhere else it earns its base 1x, so the headline number is a loyalty rate rather than a category rate — which is why no ranking on this site counts it.
Comparing cards in the same currency? See the best cards that earn Alaska miles →
More from Barclays
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-09-03 against issuer terms · sources: www.alaskaair.com · cloud9club.net · www.forbes.com. This card is closed to new applicants. Spot an error? Tell us.