Emirates Skywards Rewards World Elite Mastercard
$99 annual fee · 1x on everything else · no foreign transaction fees
Earn rates · how we got this
| Category | Rate | Cap |
|---|---|---|
| Travel | 2x | uncapped |
| Everything else | 1x | uncapped |
| Flights at Emirates only — anywhere else in this category the card earns its base rate, so it is excluded from every ranking on this site |
3x | uncapped |
See how it ranks: best travel cards.
Non-cash perks
- Emirates Skywards Silver tier membership status for the first year (retained from year two by spending $20,000/year)
- 1 Tier Mile for every 4 Skywards Miles earned (capped at 15,000 Tier Miles per card-cycle year)
- 25% discount on Buy Miles/Gift Miles purchases
- No foreign transaction fees
- Miles do not expire while the account is open and in good standing
Does the fee earn out? · how we got this
The $99 fee minus $0 in printed credits leaves $99/yr to earn back through rewards — roughly $4,125 of travel spending at 2x (valuing Emirates Skywards at the same mid-range value the optimizer uses). Whether that clears depends on your actual spending.
Is this $99 fee worth it? See the break-even math →
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
Who this card is not for
Every point below is a term the issuer prints, read off this card's own row in our database — not an opinion about the card. One thing on this card rules out a kind of spender:
- Anyone who doesn't spend at Emirates. Its largest printed rate, 3x on flights, pays only at Emirates. Anywhere else it earns its base 1x, so the headline number is a loyalty rate rather than a category rate — which is why no ranking on this site counts it.
More from Barclays
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-08-21 against issuer terms · sources: www.emirates.com. Spot an error? Tell us.