What are Mexican rewards points worth?
Conservative mid-range values for the 5 Mexican rewards currencies in our database. These are quoted in Mexican centavos, not US cents — Mexican points are earned and redeemed in Mexican pesos, so mixing them into a US table would be meaningless.
Updated 2026-09-16
| Currency | Our value / point | Cards that earn it |
|---|---|---|
| Puntos Premia | 10.00 centavos | 1 |
| Amex Membership Rewards (Mexico) | 8.00 centavos | 2 |
| Puntos BBVA | 7.00 centavos | 3 |
| Banorte Recompensas | 4.00 centavos | 1 |
| cash back | 1.00 centavos | 8 |
A value of 1.00 Mexican centavos is the break-even against plain cash back — anything below it is worth less than MX$0.01 per point.
Why we publish these
The same reason as the US list: every dollar figure the optimizer shows depends on what we think a point is worth, so the number belongs in the open where you can disagree with it. We deliberately use conservative mid-range values rather than best-case redemptions. Full methodology →
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →