7 questions · no signup

Which card should you get?

Tell us how you actually spend and we'll rank real cards by what they'd genuinely put in your pocket — earn rate times a conservative point value, minus the annual fee, plus the welcome bonus only if your spending would really reach it. No account, nothing tracked, and the ranking has no idea which cards pay us.

1 · Where are you?
Sets which cards are ranked and the currency every figure below is in.
2 · What do you want most?
3 · Where does most of your spending go? (pick any)
4 · Roughly how much goes on the card each month?
This is what decides whether a welcome bonus is actually reachable — and whether an annual fee ever pays for itself.
5 · Annual fee?
6 · Do you carry a balance month to month?
7 · Do you spend abroad — trips, foreign websites?

Estimates only, personal cards only. We rank by each card's printed earn rate in your chosen categories, valued at our conservative mid-range point values, with published category caps applied — the same math the app runs on your real charges. We do not track interest rates, so any APR figure you see on an issuer's page beats our guess. Your own redemptions change the real answer. New to this? Start with our plain-English basics.