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Credit Upside Pro

For people who find the site useful and want to pay for it. Everything that's free today stays free, and paying doesn't change a single recommendation.

Three ways to pay

Monthly

$4.99 a month

Cancel any time. Pro stays on until the end of the month you paid for.

Yearly

$39 a year

Cancel any time. Pro stays on until the end of the year you paid for.

Lifetime

$99 once

One payment, nothing to renew. Limited to the first 100 lifetime buyers.

What Pro adds

  • Your feedback is marked for a priority reply.
  • A Pro badge on your account.
  • Your money keeps the site running and independent.

What Pro is not

  • Not a paywall. Everything that's free today stays free: bank linking, statement uploads, every tab, reminders and household sharing.
  • Not a way to buy rankings. Paying doesn't change a single recommendation. Rankings never know who has paid.
  • Not affiliate money. As of today, no link on this site pays us anything. How that works.

Questions

Where do I get Pro?

In the app, under Settings, once you are signed in. If there is no Pro section in Settings yet, billing has not been switched on, and nothing is for sale until it is.

How do I cancel?

Any time, in Manage billing in Settings. Monthly or yearly Pro stays on until the end of the period you paid for, and you aren't charged again. Lifetime is a single payment, so there is nothing to renew.

Does paying change what the app recommends?

No. Paying doesn't change a single recommendation. Rankings never know who has paid: nothing in the scoring engine reads billing state, and a test fails the build if it ever does.

What stops working if I don't pay?

Nothing. Everything that's free today stays free: bank linking, statement uploads, every tab, reminders and household sharing, plus every guide and tool on this site.

Who handles the payment?

Stripe. Credit Upside never sees your card number. Checkout accepts cards only.

What about refunds?

Email admin@creditupside.com about a charge or a refund.

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Pro is available in Settings in the app. Sign in, open Settings, and look under your account. Open the app.