Mexico · HSBC Mexico · Mastercard
Tarjeta HSBC 2now
No annual fee · 2% on everything else · no foreign transaction fees
Earn rates · how we got this
| Category | Rate | Cap |
|---|---|---|
| Everything else | 2% | on the first MX$42,500/month |
See more Mexico credit cards →
What we have watched change
Differences between one check of the issuer's page and the next — not a reconstruction of the card's history. We only know what we were watching when it moved.
- Earn rate Tarjeta HSBC 2now base spending cap changed from no cap to $42,500 a month. 2026-09-16
Non-cash perks
- No annual fee ($186 MXN/month waived if you spend >= $3,500 MXN/statement)
- Cashback credited to the card
- Comisión anual $0.00 M.N. condicionada: la administración de $186.00 M.N. mensuales se exenta al acumular al menos $3,500.00 M.N. en compras en el periodo mensual.
Does the fee earn out? · how we got this
No annual fee, so every point earned is pure upside. The question is only whether its rates beat the other cards already in your wallet — which depends on your spending, not the card.
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Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-09-15 against issuer terms · sources: www.hsbc.com.mx · www.hsbc.com.mx · www.hsbc.com.mx. Spot an error? Tell us.