Canada · TD Canada Trust · Visa

TD Aeroplan Visa Infinite Card

C$139 annual fee · 1x on everything else · 2.5% foreign transaction fee

Earn rates · how we got this

Category	Rate	Cap
Groceries	1.5x	on the first C$80,000/year
Gas	1.5x	on the first C$80,000/year
EV charging	1.5x	on the first C$80,000/year
Everything else	1x	uncapped
Flights at Air Canada only — anywhere else in this category the card earns its base rate, so it is excluded from every ranking on this site	1.5x	on the first C$80,000/year
Hotels at Hyatt only — anywhere else in this category the card earns its base rate, so it is excluded from every ranking on this site	1.5x	on the first C$80,000/year

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What we have watched change

Differences between one check of the issuer's page and the next — not a reconstruction of the card's history. We only know what we were watching when it moved.

Welcome offer TD Aeroplan Visa Infinite Card welcome bonus is now recorded as 25,000 — the first two tiers of an 'up to 50,000' staged offer; it was 40,000. 2026-09-11

Everything that changed, across the catalog →

Signup bonus: 25,000 points after C$3,000 in 3 months. We never count unearned bonuses in savings math — a bonus you don't clear is worth zero. Staged: 10,000 on first purchase plus 15,000 after $3,000 in 90 days (the figure here), then 25,000 more after $12,000 in 12 months — up to 50,000 — and a first-year annual-fee rebate. Bonus figure confirmed on the issuer's page 2026-09-14.

Non-cash perks

First checked bag free on Air Canada
NEXUS fee not included
Travel insurance package

Does the fee earn out? · how we got this

The C$139 fee minus C$0 in printed credits leaves C$139/yr to earn back through rewards — roughly C$6,865 of groceries spending at 1.5x (valuing Aeroplan points at the same mid-range value the optimizer uses). Whether that clears depends on your actual spending.

Who this card is not for

Every point below is a term the issuer prints, read off this card's own row in our database — not an opinion about the card. two things on this card rule out a kind of spender:

Anyone who spends abroad. Every purchase in a foreign currency carries a 2.5% foreign transaction fee. On a card earning 1.4¢ per dollar at the base rate, that fee costs more than the rewards on the same purchase.
A heavy groceries spender. The 1.5x on groceries stops after C$80,000 of it per year. Past that the same purchases earn its base 1x, so the headline rate describes the first C$80,000 only.