CIBC Aventura Visa Infinite Card
C$139 annual fee · 1x on everything else · 2.5% foreign transaction fee
Earn rates · how we got this
| Category | Rate | Cap |
|---|---|---|
| Gas | 1.5x | uncapped |
| EV charging | 1.5x | uncapped |
| Groceries | 1.5x | uncapped |
| Drugstores | 1.5x | uncapped |
| Everything else | 1x | uncapped |
| Issuer travel portal portal only — pays only if you book through the issuer's own site, so it is excluded from every ranking on this site |
2x | uncapped |
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What we have watched change
Differences between one check of the issuer's page and the next — not a reconstruction of the card's history. We only know what we were watching when it moved.
- Welcome offer CIBC Aventura Visa Infinite Card welcome bonus rose from 35,000 to 60,000. 2026-09-16
Signup bonus: 60,000 points after C$5,000 in 4 months. We never count unearned bonuses in savings math — a bonus you don't clear is worth zero. Up to 60,000 Aventura Points: 15,000 on first purchase; 30,000 when you spend $3,000 or more in the first 4 monthly statement periods; 15,000 with at least $5,000 in net purchases in the first 4 monthly statement periods.
Non-cash perks
- Travel insurance package
- NEXUS not included
- First-year fee rebate typical with welcome offer
Does the fee earn out? · how we got this
The C$139 fee minus C$0 in printed credits leaves C$139/yr to earn back through rewards — roughly C$9,267 of gas spending at 1.5x (valuing CIBC Aventura points at the same mid-range value the optimizer uses). Whether that clears depends on your actual spending.
Who this card is not for
Every point below is a term the issuer prints, read off this card's own row in our database — not an opinion about the card. two things on this card rule out a kind of spender:
- Anyone who doesn't spend at the issuer's travel portal. Its largest printed rate, 2x on issuer travel portal, pays only at the issuer's travel portal. Elsewhere in that category the card earns 2x, so the headline number is a loyalty rate rather than a category rate — which is why no ranking on this site counts it.
- Anyone who spends abroad. Every purchase in a foreign currency carries a 2.5% foreign transaction fee. On a card earning 1.0¢ per dollar at the base rate, that fee costs more than the rewards on the same purchase.
More from CIBC
- CIBC Dividend Visa Infinite Card C$120/yr
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-09-15 against issuer terms · sources: www.cibc.com. Spot an error? Tell us.