Canada · Brim Financial · Mastercard
Brim World Elite Mastercard
C$89 annual fee · 1% on everything else · 1.5% foreign transaction fee
Earn rates · how we got this
| Category | Rate | Cap |
|---|---|---|
| Everything else | 1% | uncapped |
See more Canada credit cards →
Non-cash perks
- Reduced 1.5% foreign transaction fee
- Lounge passes / Wi-Fi perks
- In-app merchant bonus offers
Does the fee earn out? · how we got this
The C$89 fee minus C$0 in printed credits leaves C$89/yr to earn back through rewards — roughly C$8,900 of spending at the base rate. Whether that clears depends on your actual spending.
Who this card is not for
Every point below is a term the issuer prints, read off this card's own row in our database — not an opinion about the card. One thing on this card rules out a kind of spender:
- Anyone who spends abroad. Every purchase in a foreign currency carries a 1.5% foreign transaction fee. On a card earning 1.0¢ per dollar at the base rate, that fee costs more than the rewards on the same purchase.
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Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-09-15 against issuer terms · sources: www.brimfinancial.com. Spot an error? Tell us.