American Express · American Express · business

Lowe's Business Rewards Card from American Express

No annual fee · no published rate on everything else · 2.7% foreign transaction fee

Earn rates

CategoryRateCap
Everything else not published the issuer does not print a rate for uncategorised spending

Does the fee earn out?

No annual fee, so every point earned is pure upside. The question is only whether its rates beat the other cards already in your wallet — which depends on your spending, not the card.

Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.

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Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →

Verified 2026-08-21 against issuer terms · sources: www.americanexpress.com · financebuzz.com. Spot an error? Tell us.

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