Card database → AAA Travel Advantage Visa Signature vs Royal ONE Plus Visa Signature

AAA Travel Advantage Visa Signature vs Royal ONE Plus Visa Signature

Printed earn rates valued in cents per dollar, side by side — the same math the Credit Upside engine runs on every charge. Card data verified 2026-08-21.

AAA Travel Advantage Visa Signature 4of 10 categories won$0annual feeNoneprinted credits5.0¢best: gasvsRoyal ONE Plus Visa Signature 3of 10 categories won$99annual fee$230printed credits4.0¢best: travel
CategoryAAA Travel Advantage Visa SignatureRoyal ONE Plus Visa Signature
Dining3.0¢/$ (3%)2.0¢/$ (2x)
Groceries3.0¢/$ (3%)2.0¢/$ (2x)
Gas5.0¢/$ (5%)2.0¢/$ (2x)
Travel3.0¢/$ (3%)4.0¢/$ (4x)
Flights1.0¢/$ (1%)2.0¢/$ (2x)
Hotels1.0¢/$ (1%)2.0¢/$ (2x)
Streaming1.0¢/$ (1%)1.0¢/$ (1x)
Online retail1.0¢/$ (1%)1.0¢/$ (1x)
EV charging5.0¢/$ (5%)1.0¢/$ (1x)
Everything else1.0¢/$ (1%)1.0¢/$ (1x)
Annual feeNone$99
Statement credits (max/yr)—$230
Foreign transaction feeNoneNone

AAA Travel Advantage Visa Signature wins more of the everyday categories (4 of 10), but Royal ONE Plus Visa Signature still wins where you might spend most — which card earns more depends entirely on where YOUR money goes.

Point values are Credit Upside's maintained mid-range estimates (Royal Caribbean points at 1.00¢). Caps, rotating categories and credit usage change the real answer — the app applies all of them to your actual statement.

Run your own spending through both — free

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