U.S. Bank · Visa

U.S. Bank Shopper Cash Rewards Visa Signature Card

$95 annual fee · 0% on everything else · 3.0% foreign transaction fee

Earn rates

CategoryRateCap
Everything else 0% uncapped

Does the fee earn out?

The $95 fee minus $0 in printed credits leaves $95/yr to earn back through rewards — roughly $∞ of spending at the base rate. Whether that clears depends on your actual spending.

Is this $95 fee worth it? See the break-even math →

Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.

Don't want the fee any more?

U.S. Bank Shopper Cash Rewards Visa Signature Card can normally be product-changed to 1 lower-fee card in the U.S. Bank consumer cash family instead of being closed — which keeps the account, its age and its credit line.

What does U.S. Bank Shopper Cash Rewards Visa Signature Card downgrade to? →

More from U.S. Bank

All U.S. Bank cards →

Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →

Verified 2026-08-21 against issuer terms · sources: www.usbank.com · www.usbank.com · www.nerdwallet.com. This card is closed to new applicants. Spot an error? Tell us.

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