U.S. Bank · Visa
U.S. Bank Cash+ Visa Signature Card
No annual fee · 1% on everything else · no foreign transaction fees
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Category of your choice (you pick) | 5% | on the first $2,000/quarter |
| Category of your choice (you pick) | 2% | uncapped |
| Everything else | 1% | uncapped |
| Issuer travel portal portal only — pays only if you book through the issuer's own site, so it is excluded from every ranking on this site |
5% | uncapped |
Non-cash perks
- 0% intro APR for 15 billing cycles on purchases and balance transfers
- Personalized cash-back merchant deals via U.S. Bank Mobile App/online banking
- Real-Time Rewards (instant redemption via text)
- U.S. Bank ExtendPay Plans
Does the fee earn out?
No annual fee, so every point earned is pure upside. The question is only whether its rates beat the other cards already in your wallet — which depends on your spending, not the card.
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
More from U.S. Bank
- U.S. Bank Altitude Connect Visa Signature Card
- U.S. Bank Altitude Go Visa Signature Card
- U.S. Bank Altitude Reserve Visa Infinite Card $400/yr
- U.S. Bank Business Altitude Connect Visa Signature Card $95/yr
- U.S. Bank Business Altitude Power Visa Signature Card $195/yr
- U.S. Bank Business Leverage Visa Signature Card $95/yr
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Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-08-21 against issuer terms · sources: www.usbank.com. Spot an error? Tell us.