Citi · Mastercard
Citi Double Cash® Card
No annual fee · 2% on everything else · 3.0% foreign transaction fee
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Everything else | 2% | uncapped |
| Issuer travel portal portal only — pays only if you book through the issuer's own site, so it is excluded from every ranking on this site |
5% | uncapped |
Non-cash perks
- Extended warranty
- Citi Merchant Offers statement-credit program
- Citi Entertainment presale/exclusive event access
- No Authorized User fee
- $0 liability on unauthorized charges
Does the fee earn out?
No annual fee, so every point earned is pure upside. The question is only whether its rates beat the other cards already in your wallet — which depends on your spending, not the card.
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
Compared head-to-head
- Citi Double Cash® Card vs Capital One Savor — which earns more?
- Citi Double Cash® Card vs Chase Freedom Flex — which earns more?
- Citi Double Cash® Card vs Chase Freedom Unlimited — which earns more?
- Citi Double Cash® Card vs The Platinum Card from American Express — which earns more?
- Citi Double Cash® Card vs American Express Gold Card — which earns more?
- Citi Double Cash® Card vs Capital One Venture X — which earns more?
- Citi Double Cash® Card vs Sapphire Reserve for Business — which earns more?
- Citi Double Cash® Card vs Chase Sapphire Reserve — which earns more?
- Chase Freedom Unlimited vs Chase Freedom Flex vs Citi Double Cash® Card — all three side by side
- Wells Fargo Active Cash vs Citi Double Cash® Card vs Capital One Quicksilver — all three side by side
- Discover it Cash Back vs Chase Freedom Flex vs Citi Double Cash® Card — all three side by side
More from Citi
◆
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-08-21 against issuer terms · sources: www.citi.com · money.usnews.com. Spot an error? Tell us.