Chase Ink Business Unlimited
No annual fee · $240/yr in printed statement credits · 1.5% on everything else · 3.0% foreign transaction fee
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Rideshare | 5% | uncapped |
| Everything else | 1.5% | uncapped |
See how it ranks: best rideshare cards.
Signup bonus: $900 back after $8,000 in 4 months. We never count unearned bonuses in savings math — a bonus you don't clear is worth zero.
Statement credits — $240/yr on paper
| Credit | Value | How it pays |
|---|---|---|
| Instacart+ membership + monthly credit | $240/year | monthly · enrollment required |
Monthly and quarterly credits expire if unused — that's where most of their printed value quietly disappears.
Non-cash perks
- Primary auto rental collision damage waiver for business rentals (up to $60,000, vehicle MSRP ≤$125,000)
- Purchase Protection (120 days, up to $10,000/item; NY residents 90 days)
- Extended Warranty Protection (+1 year on warranties ≤3 years, up to 4 years total)
- Travel & Emergency Assistance
- Roadside Dispatch (fee billed at time of dispatch)
- No annual fee; employee/authorized-user cards free
Does the fee earn out?
No annual fee, so every point earned is pure upside. The question is only whether its rates beat the other cards already in your wallet — which depends on your spending, not the card.
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
Compared head-to-head
More from Chase
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-08-21 against issuer terms · sources: creditcards.chase.com · creditcards.chase.com. Spot an error? Tell us.