Chase · Visa

Iberia Visa Signature Card

$95 annual fee · $40/yr in printed statement credits · 1x on everything else · no foreign transaction fees

Earn rates

Category	Rate	Cap
Hotels	2x	uncapped
Everything else	1x	uncapped
Flights at Iberia, British Airways, Aer Lingus and LEVEL only — anywhere else in this category the card earns its base rate, so it is excluded from every ranking on this site	3x	uncapped

See how it ranks: best hotels cards.

Signup bonus: 75,000 points after $5,000 in 3 months. We never count unearned bonuses in savings math — a bonus you don't clear is worth zero.

Statement credits — $40/yr on paper

Credit	Value	How it pays
DashPass DoorDash credit	$40/year	quarterly · enrollment required

Monthly and quarterly credits expire if unused — that's where most of their printed value quietly disappears.

Spend-gated credits

Iberia Airfare Discount Voucher

These require qualifying spend or status, so we exclude them from every total.

Non-cash perks

10% discount on Iberia mainline flight fares booked via iberia.com/Chase10 (flight fare only; taxes/fees excluded)
No foreign transaction fees
Baggage Delay Insurance: up to $100/day for 3 days
Purchase Protection: up to $500/item for 120 days (90 days for NY residents)
Lost Luggage Reimbursement: up to $3,000 per covered traveler
Extended Warranty Protection: +1 year on eligible warranties of 3 years or less
Avios earned automatically transfer to Iberia Plus after each billing cycle; card use counts as Iberia Plus program activity, helping keep Avios from expiring
One year complimentary DashPass (DoorDash/Caviar) membership tied to the DashPass credit offer, through Dec 31, 2027

Does the fee earn out?

The $95 fee minus $40 in printed credits leaves $55/yr to earn back through rewards — roughly $2,116 of hotels spending at 2x (valuing Avios at the same mid-range value the optimizer uses). Whether that clears depends on your actual spending.

Is this $95 fee worth it? See the break-even math →

Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.

Comparing cards in the same currency? See the best cards that earn Avios →