Earn rates
| Category | Rate | Cap |
|---|---|---|
| Gas | 2% | uncapped |
| Dining | 2% | uncapped |
| Transit | 2% | uncapped |
| Everything else | 1% | uncapped |
| Online retail at Amazon only — anywhere else in this category the card earns its base rate, so it is excluded from every ranking on this site |
5% | uncapped |
| Groceries at Whole Foods Market and Amazon Fresh only — anywhere else in this category the card earns its base rate, so it is excluded from every ranking on this site |
5% | uncapped |
| Issuer travel portal portal only — pays only if you book through the issuer's own site, so it is excluded from every ranking on this site |
5% | uncapped |
See how it ranks: best gas cards · best dining cards · best transit cards.
Non-cash perks
- No foreign transaction fees
- Prime Card Bonus: rotating limited-time offers of 10% back or more on selected Amazon.com items/categories for eligible Prime members
- Redeem rewards as points at Amazon.com checkout as soon as the next day, no minimum balance to redeem; can also redeem for cash, gift cards, or travel at chase.com
- Extended Warranty Protection (+1 year on eligible warranties of 3 years or less)
- Purchase Protection (120 days, up to $500/item)
- Baggage Delay Insurance (up to $100/day for 3 days)
- Zero Liability Protection
- Roadside Assistance (dispatch service; fees billed to card)
Does the fee earn out?
No annual fee, so every point earned is pure upside. The question is only whether its rates beat the other cards already in your wallet — which depends on your spending, not the card.
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
More from Chase
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Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-09-03 against issuer terms · sources: www.amazon.com · creditcards.chase.com · www.cnbc.com. Spot an error? Tell us.