Aer Lingus Visa Signature Card
$95 annual fee · $40/yr in printed statement credits · 1x on everything else · no foreign transaction fees
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Hotels | 2x | uncapped |
| Everything else | 1x | uncapped |
| Flights at Aer Lingus, British Airways, Iberia and LEVEL only — anywhere else in this category the card earns its base rate, so it is excluded from every ranking on this site |
3x | uncapped |
See how it ranks: best hotels cards.
Signup bonus: 75,000 points after $5,000 in 3 months. We never count unearned bonuses in savings math — a bonus you don't clear is worth zero.
Statement credits — $40/yr on paper
| Credit | Value | How it pays |
|---|---|---|
| DashPass DoorDash credit | $40/year | quarterly · enrollment required |
Monthly and quarterly credits expire if unused — that's where most of their printed value quietly disappears.
Non-cash perks
- Economy Companion Ticket: earned every calendar year the cardmember spends $30,000; valid 12 months from issue; no cash or Avios value; booked via email with Aer Lingus; travel must originate/return to the US on Aer Lingus-operated US-Ireland flights only
- Priority Boarding on Aer Lingus-operated flights between the US and Ireland for the primary cardmember and any authorized users (must show card at gate)
- No foreign transaction fees
- Baggage Delay Insurance: up to $100/day for 3 days
- Purchase Protection: up to $500/item for 120 days (90 days for NY residents)
- Lost Luggage Reimbursement: up to $3,000 per covered traveler
- Extended Warranty Protection: +1 year on eligible warranties of 3 years or less
- Avios earned automatically transfer to Aer Lingus AerClub after each billing cycle; card use counts as AerClub program activity, helping keep Avios from expiring
Does the fee earn out?
The $95 fee minus $40 in printed credits leaves $55/yr to earn back through rewards — roughly $2,116 of hotels spending at 2x (valuing Avios at the same mid-range value the optimizer uses). Whether that clears depends on your actual spending.
Is this $95 fee worth it? See the break-even math →
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
Comparing cards in the same currency? See the best cards that earn Avios →
More from Chase
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-08-21 against issuer terms · sources: creditcards.chase.com. Spot an error? Tell us.