Capital One Savor
No annual fee · 1% on everything else · no foreign transaction fees
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Groceries | 3% | uncapped |
| Dining | 3% | uncapped |
| Entertainment | 3% | uncapped |
| Streaming | 3% | uncapped |
| Everything else | 1% | uncapped |
| Issuer travel portal portal only — pays only if you book through the issuer's own site, so it is excluded from every ranking on this site |
5% | uncapped |
See how it ranks: best groceries cards · best dining cards · best entertainment cards · best streaming cards.
Non-cash perks
- No foreign transaction fees
- Cash back doesn't expire for life of account
- Free authorized users
Does the fee earn out?
No annual fee, so every point earned is pure upside. The question is only whether its rates beat the other cards already in your wallet — which depends on your spending, not the card.
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
Compared head-to-head
- Capital One Savor vs Chase Freedom Unlimited — which earns more?
- Capital One Savor vs Chase Freedom Flex — which earns more?
- Capital One Savor vs American Express Gold Card — which earns more?
- Capital One Savor vs Citi Double Cash® Card — which earns more?
- Capital One Savor vs Citi Strata Premier® Card — which earns more?
- Capital One Savor vs Capital One Venture X — which earns more?
- Capital One Savor vs Chase Sapphire Preferred — which earns more?
- Capital One Savor vs Instacart Mastercard — which earns more?
- Capital One Savor vs Chase Freedom Flex vs Blue Cash Everyday Card from American Express — all three side by side
- Blue Cash Preferred Card from American Express vs Capital One Savor vs Blue Cash Everyday Card from American Express — all three side by side
- U.S. Bank Altitude Go Visa Signature Card vs Capital One Savor vs Blue Cash Everyday Card from American Express — all three side by side
More from Capital One
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-08-21 against issuer terms · sources: www.capitalone.com. Spot an error? Tell us.