Capital One · Mastercard
Capital One Quicksilver Secured
No annual fee · 1.5% on everything else · no foreign transaction fees
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Everything else | 1.5% | uncapped |
Non-cash perks
- $200 minimum refundable security deposit sets initial credit line of at least $200 (max credit limit $1,000-$3,000 based on creditworthiness)
- Path to earn back deposit and upgrade to unsecured Quicksilver with responsible use
- No replacement card fees, no authorized user fees
- $0 fraud liability
- Card does not display the word 'Secured'
Does the fee earn out?
No annual fee, so every point earned is pure upside. The question is only whether its rates beat the other cards already in your wallet — which depends on your spending, not the card.
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
More from Capital One
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Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-08-21 against issuer terms · sources: www.capitalone.com. Spot an error? Tell us.