Bank of America · Mastercard · business
Bank of America Business Advantage Unlimited Cash Rewards
No annual fee · 1.5% on everything else · no foreign transaction fees
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Everything else | 1.5% | uncapped |
Non-cash perks
- Free employee/additional cards
- $1M travel accident insurance
- Auto rental collision/loss damage coverage
- Emergency ticket replacement and lost-luggage assistance
- Free Dun & Bradstreet business credit score via Business Advantage 360
- Cash Flow Management Tools
- Preferred Rewards for Business bonus eligible
Does the fee earn out?
No annual fee, so every point earned is pure upside. The question is only whether its rates beat the other cards already in your wallet — which depends on your spending, not the card.
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
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- Bank of America Alaska Airlines Visa Signature Business (Atmos Rewards) $70/yr
- Bank of America Atmos Rewards Summit Visa Infinite $395/yr
- Bank of America Business Advantage Customized Cash Rewards
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Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-08-21 against issuer terms · sources: business.bankofamerica.com · www.bankofamerica.com. Spot an error? Tell us.