Wyndham Rewards Earner Business Card
$149 annual fee · 1x on everything else · no foreign transaction fees
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Gas | 5x | uncapped |
| EV charging | 5x | uncapped |
| Advertising | 5x | uncapped |
| Office supply | 5x | uncapped |
| Shipping | 5x | uncapped |
| Everything else | 1x | uncapped |
| Hotels at Wyndham only — anywhere else in this category the card earns its base rate, so it is excluded from every ranking on this site |
8x | uncapped |
See how it ranks: best gas cards · best EV charging cards.
Signup bonus: 45,000 points after $3,000 in 3 months. We never count unearned bonuses in savings math — a bonus you don't clear is worth zero.
Non-cash perks
- Wyndham Rewards Diamond elite status
- 15,000 anniversary bonus points after paying the annual fee
- 20% fewer points needed on award nights
- $65 wholesale-club membership statement credit per year
- National Car Rental Emerald Club Executive status
- No foreign transaction fees
Does the fee earn out?
The $149 fee minus $0 in printed credits leaves $149/yr to earn back through rewards — roughly $3,725 of gas spending at 5x (valuing Wyndham Rewards at the same mid-range value the optimizer uses). Whether that clears depends on your actual spending.
Is this $149 fee worth it? See the break-even math →
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
Comparing cards in the same currency? See the best cards that earn Wyndham Rewards →
More from Barclays
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-09-03 against issuer terms · sources: cards.barclaycardus.com · investor.wyndhamhotels.com · frequentmiler.com. Spot an error? Tell us.