Hawaiian Airlines Bank of Hawaii World Elite Mastercard
$99 annual fee · 1x on everything else · no foreign transaction fees
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Gas | 2x | uncapped |
| Dining | 2x | uncapped |
| Groceries | 2x | uncapped |
| Everything else | 1x | uncapped |
| Flights at Hawaiian Airlines only — anywhere else in this category the card earns its base rate, so it is excluded from every ranking on this site |
3x | uncapped |
See how it ranks: best gas cards · best dining cards · best groceries cards.
Non-cash perks
- Two free checked bags for the primary cardmember on tickets bought direct from Hawaiian/Alaska
- One-time 50% off companion discount on a roundtrip coach fare between Hawaii and North America on Hawaiian Airlines
- Discounted award flights on Hawaiian Airlines
- No foreign transaction fees
Does the fee earn out?
The $99 fee minus $0 in printed credits leaves $99/yr to earn back through rewards — roughly $3,536 of gas spending at 2x (valuing Alaska miles at the same mid-range value the optimizer uses). Whether that clears depends on your actual spending.
Is this $99 fee worth it? See the break-even math →
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
Compared head-to-head
Comparing cards in the same currency? See the best cards that earn Alaska miles →
More from Barclays
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-09-03 against issuer terms · sources: www.alaskaair.com · www.forbes.com · cloud9club.net. Spot an error? Tell us.