AAdvantage Aviator Business Mastercard
$99 annual fee · 1x on everything else · no foreign transaction fees
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Everything else | 1x | uncapped |
| Flights at American Airlines only — anywhere else in this category the card earns its base rate, so it is excluded from every ranking on this site |
2x | uncapped |
Non-cash perks
- First checked bag free for cardholder and up to 4 companions on domestic AA flights
- Preferred boarding
- 25% statement credit on inflight food & beverage purchases on AA-operated flights
- $0 fraud liability
Does the fee earn out?
The $99 fee minus $0 in printed credits leaves $99/yr to earn back through rewards — roughly $7,334 of spending at the base rate (valuing American miles at the same mid-range value the optimizer uses). Whether that clears depends on your actual spending.
Is this $99 fee worth it? See the break-even math →
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
More from Barclays
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-08-21 against issuer terms · sources: thepointsguy.com · www.nerdwallet.com. This card is closed to new applicants. Spot an error? Tell us.