American Express Business Green Rewards Card
$95 annual fee · 1x on everything else · 2.7% foreign transaction fee
Earn rates
| Category | Rate | Cap |
|---|---|---|
| Everything else | 1x | uncapped |
| Issuer travel portal portal only — pays only if you book through the issuer's own site, so it is excluded from every ranking on this site |
2x | uncapped |
Non-cash perks
- Pay Over Time with interest (eligible purchases automatically added to a Pay Over Time balance)
- American Express App account management
Does the fee earn out?
The $95 fee minus $0 in printed credits leaves $95/yr to earn back through rewards — roughly $8,637 of spending at the base rate (valuing Amex Membership Rewards at the same mid-range value the optimizer uses). Whether that clears depends on your actual spending.
Is this $95 fee worth it? See the break-even math →
Check the current offer on the issuer's site → Where a card link will appear once available — no link on this page pays us today.
Don't want the fee any more?
American Express Business Green Rewards Card can normally be product-changed to 2 lower-fee cards in the American Express Membership Rewards (business) family instead of being closed — which keeps the account, its age and its credit line.
What does American Express Business Green Rewards Card downgrade to? →
Comparing cards in the same currency? See the best cards that earn Amex Membership Rewards →
More from American Express
Which card should this spending actually be on? The demo re-scores a year of realistic spending against every card in a wallet — free, no signup. See it on sample data →
Verified 2026-08-21 against issuer terms · sources: www.americanexpress.com · www.americanexpress.com · www.nerdwallet.com. Spot an error? Tell us.